Policy Details

Coverage That Goes Beyond the Basics

FCA-regulated, insurance-backed protection for UK homeowners — with transparent terms and no small-print surprises.

Structural Defects Water Ingress Weather Damage Emergency Callouts Up to 12 Months UK Properties Only
Full Transparency

Exactly What Your Policy Covers

No vague language. No hidden exclusions. Here's a plain-English breakdown of what's included — and how your claim process works.

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What Is Covered

  • Structural faults arising from workmanship or material defects
  • Unexpected water ingress and progressive leak damage
  • Weather-driven damage from storms, frost, and high winds
  • Emergency professional callout fees for vetted contractors
  • Full coverage for up to 12 months with flexible extensions
  • Replacement of damaged fascias, soffits, and guttering
  • Insulation damage caused by condensation or moisture ingress
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How to Make a Claim

  • Log in to your account and open a new claim online — no phone queues
  • Upload photos and a short description of the issue
  • We assign a vetted, certified contractor to your property within 48 hours
  • Work is assessed, approved, and carried out at no upfront cost to you
  • You receive a completion report and updated certificate by email
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Policy Terms at a Glance

  • Coverage activates immediately upon successful payment
  • Certificate delivered to your inbox within minutes
  • Cancel anytime — no long tie-in periods or penalties
  • Policies are fully transferable if you sell your property
  • Available for residential UK properties only
  • Initial roof survey may be required for properties over 15 years old
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What Is Not Covered

  • Pre-existing damage that predates your policy start date
  • Cosmetic or aesthetic issues with no structural impact
  • Damage caused by neglect or failure to maintain the property
  • Commercial or non-residential buildings
  • Damage arising from deliberate acts or unauthorised modifications
Step by Step

Getting Covered in Minutes

From quote to certificate — the whole process takes less than five minutes online.

01
Get a Quote

Enter your property details online. No phone calls, no waiting — your tailored price is instant.

02
Secure Payment

Pay safely by card or integrated gateway. Your payment is processed over encrypted channels.

03
Receive Certificate

Your official insurance-backed certificate lands in your inbox automatically — ready to download and store.

04
Stay Protected

Any structural defect or covered event triggers your policy. We handle the contractor — you handle nothing.

Important: All certificates apply exclusively to UK residential properties. Terms and conditions apply based on initial roof survey checks for properties over 15 years old. Coverage is underwritten by FCA-regulated insurers.

Know What You're Getting — Then Get It

Transparent coverage, instant activation, and no hidden fees. Start your quote in under a minute.

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